IMPROPER SALE DOES NOT VITIATE TITLE OF SUBSEQUENT PURCHASER

I need to stress here that a mortgagee’s power of sale becomes exercisable if it has arisen and once it has so arisen, the title of the subsequent purchaser will not be affected by its improper or irregular exercise and the sale will be regarded valid. See MAJEKODUNMI & ORS V. CO-OP BANK LTD (1997) 10 NWLR (prt. 524) 198. But, in exercising the power of sale, a mortgagee is under duty to take reasonable care to obtain the true value of the property. See TEMCO ENG. & CO LTD V. S.B.N. LTD (1995) 5 NWLR (prt. 397) 607. However, a mortgagee will not be restrained on the exercise of his power of sale merely because the mortgagor objects to the manner in which the sale is being arranged or because the mortgagor has commenced a redemption action in Court, but he (mortgagee) will be restrained if the mortgagor pays the amount claimed by the mortgagee into Court.

— M.L. Shuaibu, JCA. FBN v Benlion (2021) – CA/C/31/2016

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WHETHER ACTS OF LONG POSSESSION OF LAND IS SOLELY SUFFICIENT TO PROVE TITLE TO LAND

“Finally, on the issue of long possession, the law is settled that long possession alone cannot imbue title on a claimant where he is unable to prove his root of title and more so, in the face of a person who is in possession and asserts ownership of the land.”

— J.H. Sankey, JCA. Ibrahim Muli v Sali Akwai (2021) – CA/G/423/2019

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WAYS TO PROVE OWNERSHIP OF LAND

In a civil claim of title to or ownership of land, for a party to succeed, he must prove his title in one of the five ways laid down in this court’s decision of Idundun vs. Okumagba (1976) 9-10 SC 227 followed by a long line of other decided authorities to the following effect: Proof by traditional evidence Proof by production of documents of title duly authenticated to prove title. Proof by acts of ownership extending over a sufficient length of time, numerous and positive as to warrant the inference that the person is the true owner. Vide Ekpo vs. Ita 11 NLR 68. Proof by acts of long possession and Proof of possession of connected or adjacent land in circumstances probable that the owner of such connected or adjacent land would in addition be the owner of the land in dispute.

— Onu, JSC. Ezennah v Atta (2004) – SC.226/2000

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WHERE PARTY BASIS HIS TITLE ON GRANT BY CUSTOM IS TO PROVE GRANTOR’S TITLE

This court has made it clear in several decisions that if a party bases its title on a grant according to custom by a particular family or community, that party must go further to plead and prove the origin of the title of that particular person, family or community unless that title has been admitted. See on this Mogaji v. Cadbury Nigeria Ltd. (1985) 2 N.W.L.R. (Pt. 7) 393 at 431 also Elias v. Omo-Bare (1982) 5 S.C.25 at pp.57-58.

— Nnaemeka-Agu, JSC. Ogunleye v Oni (1990) – S.C. 193/1987

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WHEN ROOT OF TITLE NEEDS TO BE PROVED

Uche v. Eke (1998) 9 NWLR (Pt. 564) 24 at 35, this court, per Iguh, JSC observed: “In the first place, it has been stressed times without number that it would be wrong to assume that all a person who resorts to a grant as a method of proving his title to land needs do is simply to produce his deed of title and rest his case thereon. Without doubt, the mere tendering of such document of title may be sufficient to prove such grant where the title of the grantor to such land is either admitted or not in dispute. Where, however, as in the present case, an issue has been seriously raised as to the title of such a grantor to the land in dispute, the origin or root of title of such a grantor must not only be clearly averred in the pleadings, it must also be proved by evidence.”

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PAYMENT OF PURCHASE PRICE DOES NOT VEST EQUITABLE TITLE

As stated earlier, payment of purchase price alone does not vest equitable title of property and the best that the payment of purchase price can do is to entitle the purchaser to a claim for specific performance of the contract of sale.

– Abiru, JCA. Okoli v. Gaya (2014)

PARTY MUST AS WELL ESTABLISH THE TITLE OF WHO HE TRACES TO

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IMPROPER SALE DOES NOT VITIATE TITLE OF SUBSEQUENT PURCHASER

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WHETHER ACTS OF LONG POSSESSION OF LAND IS SOLELY SUFFICIENT TO PROVE TITLE TO LAND

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WAYS TO PROVE OWNERSHIP OF LAND

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WHERE PARTY BASIS HIS TITLE ON GRANT BY CUSTOM IS TO PROVE GRANTOR’S TITLE

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WHEN ROOT OF TITLE NEEDS TO BE PROVED

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PAYMENT OF PURCHASE PRICE DOES NOT VEST EQUITABLE TITLE

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