LUFTHANSA GERMAN AIRLINES v. BALLANYE, 2013 1 NWLR (PT. 1336) 527, The Supreme Court Per Kalgo J.S.C. had this to say: “The general principle is that the tort of negligence arises when a legal duty owed by the defendant to the plaintiff is breached and to succeed in an action for negligence the plaintiff must proof by the preponderance of evidence or the balance of probabilities that: “(a) the defendant owed him a duty of care; (b) the duty of care was breached; (c) the defendant suffered damages arising from the breach.” NIGERIAN AIRWAYS LTD. v. ABE (1988) 4 NWLR (PT. 90) 524; ANYAH V. IMO CONCORDE HOTELS LTD. (2002) 18 NWLR (PT. 799) 377; AGBONMAGBE BANK LTD. V. C.F.A.O. (1966) 1 ALL NLR 140 AT 145; UNIVERSAL TRUST BANK OF NIGERIA V. FIDELIA OZOEMENA (2007) 3 NWLR (PT. 1022) 448; (2007) 1-2 SC (PT. 11) 211.
THREE INGREDIENT TO PROVE NEGLIGENCE
In the case of Donoghue v. Stevenson (1932) AC 562/(2002)12 WRN 10, the locus classicus on negligence, the erstwhile House of Lords evolved three ingredients of negligence, which a plaintiff must establish, thus: that the defendant owed him a duty of care, that there was a breach of the duty and that the breach caused him injury or damage. These three ingredients have since been accepted and assimilated in the corpus of Nigerian jurisprudence, see Agbomagbe Bank Ltd. v. CFAO (1967) NMLR 173, (1966) 1SCNLR 367; FBN Plc. v. Associated Motors Co. Ltd. (1998) 10NWLR (Pt. 570) 441; Abubakar v. Joseph (supra); Diamond Bank Ltd. v. P.I.C. Ltd. (supra); Ighreriniovo v. S.C.C. (Nig.) Ltd. (supra).
— Ogbuinya JCA. Benjamin Agi V. Access Bank Plc (formerly known and called Intercontinental Bank Plc (CA/MK/86/2012, 28 Nov 2013)