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IMPROPER SALE DOES NOT VITIATE TITLE OF SUBSEQUENT PURCHASER

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I need to stress here that a mortgagee’s power of sale becomes exercisable if it has arisen and once it has so arisen, the title of the subsequent purchaser will not be affected by its improper or irregular exercise and the sale will be regarded valid. See MAJEKODUNMI & ORS V. CO-OP BANK LTD (1997) 10 NWLR (prt. 524) 198. But, in exercising the power of sale, a mortgagee is under duty to take reasonable care to obtain the true value of the property. See TEMCO ENG. & CO LTD V. S.B.N. LTD (1995) 5 NWLR (prt. 397) 607. However, a mortgagee will not be restrained on the exercise of his power of sale merely because the mortgagor objects to the manner in which the sale is being arranged or because the mortgagor has commenced a redemption action in Court, but he (mortgagee) will be restrained if the mortgagor pays the amount claimed by the mortgagee into Court.

— M.L. Shuaibu, JCA. FBN v Benlion (2021) – CA/C/31/2016

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title to land

REQUIRED EVIDENCE TO PROVE TRADITIONAL HISTORY

What are the averments which a party relying on traditional histories or evidence must incorporate into their pleadings? The Supreme Court in Lebile v. The Registered Trustees of Cherubium and Seraphim Church of Zion of Nigeria, Ugbonla and Ors. (2003) 2 NWLR (Pt.804) 399 per the judgment of Uwaifo, J.S.C. provided the answer at pages 418/419 thus: “It cannot be too often said that a party who relies on traditional history (which a claim to the finding of a village or town implies) would need to plead the names of his ancestors to narrate a continuous claim of devolution, not allowing there to be any gap or leading to a prima facie collapse of the traditional history. The history must show how the land by a system of devolution eventually came to be owned by the plaintiff.”

– Aderemi JCA. Irawo v. Adedokun (2004)

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REQUIREMENTS BEFORE DOCUMENT OF TITLE IS ADMITTED AS SUFFICIENT PROOF

Mere production of a deed of conveyance or document of title does not automatically entitle a party to a claim in declaration, before the production of document of title is admitted as sufficient proof of ownership, the court must satisfy itself that:- (a) The document is genuine or valid (b) It has been duly executed, stamped and registered. (c) The grantor has the authority and capacity to make the grant. (d) That the grantor has in fact what he proposes to grant. (e) That the grant has the effect claimed by the holder of the instrument. Ayorinde v. Kuforiji (2007) 4 NWLR, Pt.1024, Pg. 341, Dosunmu v. Dada (2002) 13 NWLR Pt. 783, Pg. 1 Romaine v. Romaine (1992), 4 NWLR Pt. 238 Pg. 650, Kyri v Alkali (2001) FWLR, Pt 60, Pg. 1481 Dabor v. Abdullahi (2005) 29 WRM 11 SC 7 NWLR Pt. 923, Pg. 181.

— O.O. Adekeye, JSC. Agboola v UBA (2011) – SC.86/2003

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WHEN ROOT OF TITLE NEEDS TO BE PROVED

Uche v. Eke (1998) 9 NWLR (Pt. 564) 24 at 35, this court, per Iguh, JSC observed: “In the first place, it has been stressed times without number that it would be wrong to assume that all a person who resorts to a grant as a method of proving his title to land needs do is simply to produce his deed of title and rest his case thereon. Without doubt, the mere tendering of such document of title may be sufficient to prove such grant where the title of the grantor to such land is either admitted or not in dispute. Where, however, as in the present case, an issue has been seriously raised as to the title of such a grantor to the land in dispute, the origin or root of title of such a grantor must not only be clearly averred in the pleadings, it must also be proved by evidence.”

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THE WAY TO TEST THE TRUTH IN TRADITIONAL HISTORY WHERE CONFLICT

The treatment of traditional evidence or history has over the years come to be regulated by what I may call the rule in Kojo II v. Bonsie (1957) 1 NMLR 1223. The proposition of law relating to traditional evidence as decided in Kojo II v. Bonsie is that where there is a conflict of traditional history, demeanour by itself, is of little guide to the truth. The best way to test the traditional history is by reference to the facts in recent years as established by evidence and by seeing which of the two competing histories is more probable.

– Aderemi JCA. Irawo v. Adedokun (2004)

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FIVE WAYS TITLE TO LAND COULD BE PROVED

Idundun v. Okumagba (1976) 9-10 SC 227; (1976) 1 NMLR 200, this court enumerated five ways in which title or ownership of land could be proved. These are: (1) By traditional evidence. (2) By production of documents of title duly authenticated and executed. (3) By acts of ownership extending over a sufficient length of time numerous and positive enough to warrant the inference of true ownership. (4) By acts of long possession and enjoyment, and (5) Proof of possession of connected or adjacent land in circumstances rendering it probable that the owner of such connected or adjacent land would, in addition, be the owner of the land in dispute.

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WHAT CONSTITUTES A VALID TRANSFER OF A LEGAL TITLE

It is trite law that in order to constitute a transfer of legal title under English Law by purchase, there must be a valid sale, payment of money accompanied by acknowledgement of receipt and execution of a deed of conveyance. If a person sells his land to another and fails to put the person in possession, retains possession, the payment of money to the owner of a parcel of land does not per se amount to a transfer of title to the purchaser. The payment of purchase price must be accompanied either by a conveyance executed in favor of the purchaser to invest him with legal title or by entry into possession by the purchaser to give him equitable title to the land.

– Abiru, JCA. Okoli v. Gaya (2014)

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